Not a short sale-Bank Owned Foreclosure-All contract/Offers are subject to Indymac Banks Senior Management Approval & any offers or counter offers by Indymac Bank are not binding unless the entire agreement is ratified by all parties. Buyer will be respo nsible for $75 Document review fee due at closing. Seller will issue a counter-addendum upon acceptance of an offer. Offers must include attached documents, lender letter, proof of funds, copy of deposit check.--SFR wood flooging throughout.